You can boost your credit score by building a credit history. You have to build a credit history if you don’t have one already. Building a credit history requires sometimes. You will need to have at least have a year worth of spending history in order to have good credit.
You would need to apply for a credit card if you don’t have one already so that you can start to build your credit history. Usually this is how you would start to build a credit history by using credit card and paying everything with it.
If you have bad credit you can start to use credit card again so that you can build good credit. Your bad credit can go away within 7 years. In the mean time you can start to build your credit again by using credit card.
There are a lot of banks out there that would give you credit as a beginners and those are Orchard bank, capital one, and premier bank. These company give you a chance if you don’t have good credit or are just starting out.
You can spend your credit card with every purchase so that you can build it faster. If you pay your bills on time you will definitely get a boost in score. You should not miss any of them because missing them would make that you have a bad credit history. You should never spend over the limit either. You should use only a few card instead of a lot of card. Using a lot of cards would result in bad credit.